Living with severe osteoarthritis (OA) is a daily struggle that goes beyond minor morning stiffness. It evolves into a relentless condition marked by deep, aching joint pain, chronic inflammation, and a progressive loss of mobility. Everyday tasks, such as buttoning a shirt, opening a jar, climbing stairs, or even achieving a restful night’s sleep, transform...Read More

Fibromyalgia is a chronic condition that can cast a long shadow over every aspect of a person’s life. Characterized by widespread musculoskeletal pain, debilitating fatigue, and cognitive difficulties, it can make even the simplest daily tasks feel like monumental challenges.  If you’re living with fibromyalgia, you know that the physical and emotional toll can be...Read More

While medical records provide a clinical picture of your condition, the Social Security Function Report, also known as Form SSA-3373, is your opportunity to paint a detailed, personal portrait of how your impairments affect your daily life.  The Social Security Administration (SSA) uses the information you provide to understand your limitations in a real-world context....Read More

A long-term disability can cause overwhelming financial strain. The Social Security Administration’s (SSA) disability program provides a vital lifeline, but its rules are complex. This 2025 guide from National Disability Benefits will answer all your essential questions about eligibility and payment amounts. We’ll explain how your Social Security disability benefits are calculated and offer a...Read More

Severe anxiety is more than just feeling nervous; it’s a debilitating condition that can profoundly impact every aspect of your life, in some cases making it impossible to maintain employment. In fact, anxiety is one of the most prevalent causes of disability for adults in the United States. If you are struggling with an anxiety...Read More

Do CalFresh benefits roll over? Read more to find out! Ever found yourself in the grocery store, your cart filled to the brim with fresh produce and pantry staples, only to pause at checkout? You swipe your EBT card uncertainly. Do CalFresh benefits roll over? If you don’t use all of this month’s benefits, will...Read More

A stable home is the foundation for a healthier, safer life. Without it, even simple goals like keeping a job or focusing on family can feel impossible. Rising rents and unexpected expenses leave many households one step away from crisis. The good news is there are real programs that can make housing more affordable, helping...Read More

Each year, the Social Security Administration (SSA) makes key adjustments, and understanding them is essential for effective budgeting. This guide from National Disability Benefits is your resource for the 2025 changes. We will break down the official Cost-of-Living Adjustment (COLA), review the new payment amounts for SSDI and SSI, detail updated income limits for working...Read More

We handle so much of our lives online now, from banking to healthcare, simply because it’s convenient. The Social Security Administration (SSA) offers this option as well, with a website where you can apply for benefits. While this is a useful place to start, getting approved for disability benefits is a very complex and often...Read More

Let’s start with a tale of two journeys. Meet Sarah, a 68-year-old retired teacher managing diabetes and recovering from a hip replacement. In the all-too-common fragmented healthcare system, her journey is a whirlwind of stress. Her surgeon’s office doesn’t directly communicate with her primary care physician. Her physical therapist has to guess at the specific...Read More