Major depressive disorder is the leading cause of disability in the U.S. today. According to the Anxiety and Depression Association of America (ADAA), this type of depression affects over 16 million people across the country. Getting disability benefits for depression is possible– read on to learn more about qualifying! Depression is a severe mental illness...Read More

During difficult financial times, people usually consider borrowing from others when they’ve depleted their own resources. Individuals and families may choose to borrow from friends, family members, or even private lenders such as banks. However, besides the fact that they’d have to pay the money back, in some cases with interest, private loans have many...Read More

A lot of people may wonder why we pay our Social Security taxes regularly. The fact is that almost 70 million Americans can benefit from assistance provided by the Social Security Administration (SSA). SSA has 3 programs that aim to financially support Americans. Each of these programs can help an individual in a different way....Read More

Many people have a very hard time keeping up with the cost of housing. In fact, the United States Department of Housing and Urban Development (HUD) says that affordable housing costs no more than 30% of a household’s income. When households find themselves paying more than that, they are considered cost-burdened (according to HUD). That...Read More

Are you unable to work full-time due to a disability? Have you started researching how to fill out a disability claim application? If you’ve recently become disabled and can no longer work at full capacity, you may be feeling a little overwhelmed. Many people walking in your shoes are wondering how they will pay for...Read More

It can be hard for society–as a whole–to fully accept the invisible conditions preventing millions of people from earning an income. Yet, an unseeable condition such as an anxiety disorder can stifle one’s quality of life akin to a traumatic injury, chronic pain, or a long-term illness. Too often, people blame themselves for their anxiety...Read More

While most people get health insurance through their employer, someone with a disability may not be able to do so. If you have a disability that prevents you from working, you may be wondering how you can get healthcare. Know that you have options. The government’s healthcare program can help you pay for doctor’s appointments...Read More

Disability seems like a pretty cut and dry term–especially as it applies to earning an income. Unfortunately, according to the key bureaucratic decision-makers responsible for approving applications, disability is anything but straightforward. It’s actually somewhat of a loaded term. When you apply for disability income, it’s rarely the seamless process it ought to be.  The...Read More

When you begin disability claim application process, you are required to collect lots of documentation, including supporting medical evidence for your disability. This can quickly get overwhelming, and it can be easy to miss critical information and documentation, resulting in a denied claim. We’ve put together a list of five tips to make collecting information...Read More

Maybe you’ve heard of long-term disability insurance (LTDI) and social security disability insurance (SSDI) but aren’t sure what the real differences are between the two. You pay for LTDI, and you don’t pay for SSDI. After all, a disability is a disability, right? Not exactly. While any type of disability insurance can help ease the...Read More