When you suffer an injury at work, your immediate concerns are your health and your ability to provide for your family. Workers’ compensation is the system designed to address both, providing essential medical care and wage replacement benefits while you recover. However, as medical appointments and bills accumulate, a critical question arises for nearly every...Read More

The path to securing Social Security Disability benefits can often feel complex and overwhelming. For many, the application itself is the first major hurdle. While the Social Security Administration (SSA) offers online tools, there is immense value in handling your application in person, especially if you are not working with a legal representative. A face-to-face...Read More

For millions of Americans living with disabilities, Social Security Disability Insurance (SSDI) is a vital financial lifeline. It provides essential income when a medical condition prevents you from working. While understanding your benefit amount is important, knowing precisely when those funds will be available is equally critical for managing your household budget and maintaining financial...Read More

For millions of Americans unable to work due to a significant health impairment, Social Security Disability Insurance (SSDI) serves as a fundamental pillar of financial stability. These monthly benefits provide essential income for individuals and their families, making it possible to cover living expenses when a career is cut short by a medical condition. However,...Read More

Sciatica is a term that many people have heard, often associated with a sharp, shooting pain that travels from the lower back down the leg. While some experience it as a temporary annoyance, for a significant number of individuals, it evolves into a chronic, debilitating condition that profoundly disrupts every aspect of life. The persistent...Read More

When the persistent struggle to hear and understand makes it impossible to continue working, the resulting financial instability and emotional distress can be overwhelming. This leads to a critical question: Is hearing loss a disability in the eyes of the Social Security Administration (SSA)? The answer is a qualified yes. However, while the SSA recognizes...Read More

Living with severe osteoarthritis (OA) is a daily struggle that goes beyond minor morning stiffness. It evolves into a relentless condition marked by deep, aching joint pain, chronic inflammation, and a progressive loss of mobility. Everyday tasks, such as buttoning a shirt, opening a jar, climbing stairs, or even achieving a restful night’s sleep, transform...Read More

Fibromyalgia is a chronic condition that can cast a long shadow over every aspect of a person’s life. Characterized by widespread musculoskeletal pain, debilitating fatigue, and cognitive difficulties, it can make even the simplest daily tasks feel like monumental challenges.  If you’re living with fibromyalgia, you know that the physical and emotional toll can be...Read More

While medical records provide a clinical picture of your condition, the Social Security Function Report, also known as Form SSA-3373, is your opportunity to paint a detailed, personal portrait of how your impairments affect your daily life.  The Social Security Administration (SSA) uses the information you provide to understand your limitations in a real-world context....Read More

A long-term disability can cause overwhelming financial strain. The Social Security Administration’s (SSA) disability program provides a vital lifeline, but its rules are complex. This 2025 guide from National Disability Benefits will answer all your essential questions about eligibility and payment amounts. We’ll explain how your Social Security disability benefits are calculated and offer a...Read More