Let’s face it: returning to school after years or decades isn’t easy. It requires significant commitment and a solid financial plan, especially for students with disabilities who face major financial obstacles. The cost of tuition, books, and technology can make debt an unacceptable risk, particularly for those on a fixed income.
The federal government offers “gift aid” for those with the most substantial financial need. The Federal Supplemental Educational Opportunity Grant (FSEOG) is a valuable, often overlooked, option that does not need to be repaid.
Here our team from National Disability Benefits explains the grant, eligibility, and how disability benefits can help secure it.
Understanding the FSEOG
Think of the Federal Supplemental Educational Opportunity Grant (FSEOG) as a bonus layer of funding managed directly by your college’s financial aid office. It is designed specifically for students facing the tightest financial squeezes. Eligibility is determined by the lowest Student Aid Index (SAI) numbers, calculated from the FAFSA. Awards are supplemental, generally ranging from $100 to $4,000 per academic year, depending on application timing, financial need, and school policies.
Key Eligibility Requirements
Because the funding for this program is limited, the eligibility criteria are strict. The most essential requirement is that you must also be eligible for a Federal Pell Grant. Here is the golden rule: schools prioritize these funds for students who already have a Pell Grant. If you don’t qualify for a Pell Grant, you almost certainly won’t see any FSEOG money.
To meet the standard federal financial aid requirements, you must be actively enrolled at least part-time in a degree or certificate program, be a U.S. citizen or an eligible non-citizen, and maintain a satisfactory GPA.
Disability Status and Financial Aid
Your status as a disability beneficiary can positively influence your eligibility. When determining financial need on the FAFSA, benefits such as Supplemental Security Income (SSI) are often classified as untaxed income or excluded from specific calculations. This often drops your Student Aid Index to zero, effectively putting you at the front of the line for exceptional need funding.
Unlike the Pell Grant, which is guaranteed to every eligible student, FSEOG funds are allocated to schools as a single, limited lump sum. Once a school’s FSEOG pot is empty, it’s empty. No exceptions. That makes the ‘first-come, first-served’ rule critical; applying early isn’t just a suggestion, it’s a necessity.
Establishing a Stable Financial Foundation
Students can receive both Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) through concurrent benefits. Securing the maximum disability income you are due ensures essentials like rent and groceries are covered, while other aid pays for education costs.
Contact Us Today to Learn More About FSEOG Requirements
The FSEOG helps fund education, but a reliable monthly income is needed for daily life while in school. National Disability Benefits assists qualified individuals in securing the Social Security payments they deserve. We review your work history and medical needs to ensure you claim all available funds.
For help stabilizing your financial future to focus on education, contact us online today for a free consultation or call 1 (844) 777-0615.
