A down payment refers to a sum of funds that a homebuyer needs to pay in the first stages of buying a home. It is not a part of the overall mortgage and home buyers provide it upfront. It represents the amount of equity you...

When qualifying people got the third stimulus payment, they got a portion of their tax refund a year earlier than they normally should have. The third stimulus is referred to as the 2021 Economic Impact Payment (EIP). This 2021 EIP was an early payment on...

Paying for housing expenses can be overwhelming for many people. This is why the federal government provides a wide range of housing assistance programs. In this article, you can find some interesting information about some popular housing assistance options in the US. The following housing...

During difficult financial times, people usually consider borrowing from others when they’ve depleted their own resources. Individuals and families may choose to borrow from friends, family members, or even private lenders such as banks. However, besides the fact that they’d have to pay the money...

Many Americans benefited from the three waves of stimulus payments that they received. However, not everyone is aware that they may be eligible for more stimulus funding in 2022. In fact, some people may expect to receive a tax refund of up to $1,400 in...