Social Security Disability Insurance (SSDI) are benefits available to disabled workers that meet all technical and medical qualification rules. The Social Security Administration (SSA) awards the SSD benefits based on the type of disabling condition you are suffering from. These disabling conditions must affect your ability to gain significant employment.
However, to get the benefits through the SSA disability program, the claimant must have worked and paid taxes. Additionally, you must be able to meet a disability listing for one of the several qualifying conditions for Social Security Disability Insurance.
Disability listings in the blue book
You can find the disabling conditions that meet the severity level requirements for approval in the Social Security Administration Blue Book. Doctors use the book when trying to help their patients know if they qualify for the disability requirements. Additionally, disability claims inspectors use this book to review applications for eligibility. There are 14 major sections in the Blue Book. And each section covers disabling conditions that affect a certain body system or similar in nature.
Do you require medical evidence?
In addition to the qualifying conditions for disability benefits, the Blue Book also lists the medical evidence you need to present to claim the benefit. The important pieces of medical evidence are outlined under the individual listing for individual condition. At the beginning of each key section, details are provided describing how SSA evaluates the disabilities that fall under a particular body system.
To get approved for disability benefits, this introductory info usually includes tests and other important information that must be present in your medical record.
How do you match or meet the listed condition?
The conditions listed include intellectual, psychological, and physical impairments. No matter your type of disability, there is a standard procedure the SSA uses to review every application. For starter, they compare your disability listings to your medical records, trying to establish if your condition meets the outlined benchmarks for one of the several qualifying conditions for SSD.
If a claimant doesn’t meet the requirement, then SSA will compare his or her medical records for a severity level match to the impairment listed. If the claimant disability equals a qualifying condition, then he/she will be eligible for the disability benefits.
Approval through Residual Functional Capacity (RFC)
In the case you do not meet or closely match the disability conditions listed in the Blue Book, you can still be approved through RFC evaluation. Through this process, the SSA looks at the claimant mental and physical limitations to determine if that stops you from working. If after the evaluation, they can ascertain that you cannot work in any job, then SSA will approve your claim even though you don’t match or meet one of the qualifying conditions.
Applying for Maryland disability benefits
Though you can apply for disability benefits on your own or with the help of a family member, the process can be quite challenging. And only about 28% of initial disability claims are approved in Maryland disability claim. At National Disability Benefits, we are always available to help you file and obtain disability benefits successfully. No matter whether you are applying for the first time, been denied, or preparing to go to a hearing, we can help you get your benefits.
Are you curious to know if you qualify for Social Security Disability benefits? If eligible, you could get up to $2,788 a month and get the financial compensation you need.
Take this FREE one minute online survey to see how much you may qualify to receive.