If you live in the state of Alabama and you are between the age of 50 to 64 years old, you are at the right age to potentially start collecting benefits from Social Security Disability Insurance (SSDI). There are nearly a million people in this age group in the state, making up for nearly 20% of the overall state population. However, there are just over 4% that qualify through the program in years past. Another small percentage gets disability payments from Supplemental Security Income (SSI).
Did you know? You might qualify for disability in Alabama if you have health issues that keep you from working before you are at retirement age.
Alabama Disability – Two Programs Offer Benefits
You could qualify for monthly benefits in Alabama with one of the following federal programs:
- SSDI – Social Security Disability Insurance
- SSI – Social Security Income
These programs will screen applicants while using the same details and medical criteria, but the Social Security Administration (SSA) handles both programs' management. However, any similarities with the programs end here. Applicants can use a single form to apply for disability in Alabama for both programs to make it easier. All you have to do is check a single box, and SSA screens the application for both programs simultaneously.
You should know that many people will only qualify for one program and not both.
SSDI Application, Qualification, and Average Payments Per Month
SSDI is a type of federal disability insurance program that gets funding through your payroll Social Security taxes. You may know these as FICA taxes. Because of this, SSDI only pays out Alabama disability to residents between 18 to 64. These are some of the most frequently asked questions when it comes to SSDI:
- Who is eligible? You must be between 18 to 64 and pay social security taxes for at least five of the last ten years from a full-time job. There will also need to be a health issue that keeps you from working for longer than a year and seeing a doctor for treatment.
- How long does it take to get the first check? Usually, if you are approved, it will take six months from the application date to receive the first payment for disability in Alabama.
- How much are claimants paid each month after approval? The highest payment that anyone can get through the program, as of 2020, is $3011 a month.
- Can I receive SSDI payments for the rest of my life? To receive payments for an extended period, you must pass subsequent updates to your claim every 3 to 7 years. After retirement age, the disability benefits then convert into your regular social security retirement.
Do you have questions when it comes to filing for disability in Alabama? You are not alone. National Disability Benefits.org is there to help people just like you who are trying to navigate the often-complicated world of SSDI. Click here for a free disability evaluation! If you wish to speak with someone directly over the phone, we can be reached by dialing 1-844-777-0615.Disability Alabama